Real Estate Funding
Commercial real estate financing solutions for purchase, refinancing, and fix & flip projects. We work with a wide variety of property types.
Commercial Real Estate Solutions
SpotOn Financial provides comprehensive commercial real estate financing solutions. Whether you're looking to purchase property for your business operations, invest in commercial real estate, or refinance existing holdings, we can help you find the right financing.
As a financial services broker, we help find loans and lenders that best suit your circumstances. Our fees typically include a retainer plus success fee, and we make these costs transparent upfront.
Funding Options
Purchase Financing
Loans to buy commercial property either for business operations or as an investment.
Refinancing
Refinance existing commercial real estate loans to get better terms or access equity.
Fix & Flip Residential Loans
For non-owner or non-primary residence investors working on residential properties intended to be flipped.
Owner-Occupied vs. Investor Loans
Owner-Occupied Loans
Generally require that the owner uses at least 51% of the property. These often come with lower interest rates because lenders view them as less speculative.
Investor Loans
For properties not primarily used by the owner. Lending here is riskier, which can translate into higher rates, but offers more flexibility for investment strategies.
Property Types We Finance
SpotOn Financial works with a wide variety of commercial property types, including:
- Industrial properties & warehouses
- Single use buildings
- Automotive repair shops
- Retail spaces
- Medical centers
- Pet/veterinary hospitals
- Solar farms
- Apartment buildings
Finance Your Next Property
Let us help you find the right real estate funding solution. Contact us today for a consultation.